diff --git a/account_advanced_protection_features/models/account_bank_statement.py b/account_advanced_protection_features/models/account_bank_statement.py
index f7b4dbe..e61314e 100644
--- a/account_advanced_protection_features/models/account_bank_statement.py
+++ b/account_advanced_protection_features/models/account_bank_statement.py
@@ -21,15 +21,18 @@ class AccountBankStatementLine(models.Model):
 
     @api.model_create_multi
     def create(self, vals_list):
-        for vals in vals_list:
-            journal_id = vals.get("journal_id")
-            if journal_id:
-                journal = self.env["account.journal"].browse(journal_id)
-                if not journal.allow_bank_statement_line_creation:
-                    raise UserError(
-                        _("Manual creation of bank statement lines is not allowed for the journal %s.")
-                        % journal.display_name
-                    )
+        # Condition on action_name is here to check permissions only for the manual creation.
+        # Import of files and pulling online bank statements should not be concerned
+        if self.env.context.get("action_name") == "action_bank_statement_tree":
+            for vals in vals_list:
+                journal_id = vals.get("journal_id")
+                if journal_id:
+                    journal = self.env["account.journal"].browse(journal_id)
+                    if not journal.allow_bank_statement_line_creation:
+                        raise UserError(
+                            _("Manual creation of bank statement lines is not allowed for the journal %s.")
+                            % journal.display_name
+                        )
         return super().create(vals_list)
 
     def unlink(self):
diff --git a/account_advanced_protection_features/tests/test_account_bank_statement.py b/account_advanced_protection_features/tests/test_account_bank_statement.py
index 090a679..1a3783c 100644
--- a/account_advanced_protection_features/tests/test_account_bank_statement.py
+++ b/account_advanced_protection_features/tests/test_account_bank_statement.py
@@ -14,23 +14,27 @@ class TestBankStatementLineCreation(TransactionCase):
         )
         cls.partner = cls.env["res.partner"].create({"name": "Test Partner"})
 
-    def test_create_blocks_creation_when_not_allowed(self):
-        """Test that create raises UserError when creation is not allowed."""
+    def test_manual_create_blocks_when_not_allowed(self):
+        """Test that manual creation from UI raises UserError when not allowed."""
         self.bank_journal.allow_bank_statement_line_creation = False
 
         with self.assertRaises(UserError):
-            self.env["account.bank.statement.line"].create({
+            self.env["account.bank.statement.line"].with_context(
+                action_name="action_bank_statement_tree"
+            ).create({
                 "journal_id": self.bank_journal.id,
                 "amount": 100.0,
                 "payment_ref": "Test",
                 "date": "2024-01-01",
             })
 
-    def test_create_allows_creation_when_allowed(self):
-        """Test that create works when creation is allowed."""
+    def test_manual_create_works_when_allowed(self):
+        """Test that manual creation from UI works when allowed."""
         self.bank_journal.allow_bank_statement_line_creation = True
 
-        line = self.env["account.bank.statement.line"].create({
+        line = self.env["account.bank.statement.line"].with_context(
+            action_name="action_bank_statement_tree"
+        ).create({
             "journal_id": self.bank_journal.id,
             "amount": 100.0,
             "payment_ref": "Test",
@@ -38,3 +42,17 @@ class TestBankStatementLineCreation(TransactionCase):
         })
 
         self.assertTrue(line.exists())
+
+    def test_programmatic_create_works_even_when_not_allowed(self):
+        """Test that creation without UI context (e.g. OFX import, pulling online bank statements)
+        works even when manual creation is not allowed."""
+        self.bank_journal.allow_bank_statement_line_creation = False
+
+        line = self.env["account.bank.statement.line"].create({
+            "journal_id": self.bank_journal.id,
+            "amount": 100.0,
+            "payment_ref": "Test Import",
+            "date": "2024-01-01",
+        })
+
+        self.assertTrue(line.exists())